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How the COVID-19 crisis impacts the real estate sector

 The COVID-19 pandemic took everyone by surprise. Several market segments globally are suffering from the crisis, but since 2019, the real estate sector has been facing a decline that this year 2020 proved to be quite persistent.

 Even with the United State GDP closing the year with a small increase, the beginning of 2020 was marked by a low demand from real estate companies that expected a rise over the months. Despite this streak of bad luck, according to an expert, after the end of the pandemic, one of the pioneering sectors responsible for rebuilding United State's economy will be real estate, with a growing increase.

 While this scenario does not occur, real estate companies had to adapt to the context of social isolation. The more traditional ones that dealt with closing deals personally with clients had to be very creative and innovate in their approaches.

 As a strategy for selling real estate online, there was the creation of digital catalogs and the virtual launch of projects, which energized and made it possible for customers to visit the place without leaving the safety of their homes.

 This new way of selling promises to be a big bet even after the end of the isolation as it allowed the range of sales to increase and there was no change in the goals and earnings of the companies.

 

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What are the dangers of financing?

 It seems like the beginning of a dream, but it can all go wrong. Financing is one of the most sought after financial operations by United State today, however it is also responsible for most citizens being in default. Check out the biggest dangers of financing.

 What is funding?

 Financing is nothing more than a line of credit granted by financial institutions, in order to assist their customers in the acquisition of a property or car.

 Divided into several payment installments, the closer the total amount is paid, the greater the installment received, due to the percentage of interest.

 High interest payment

 As mentioned earlier, financing has a high percentage of interest, which in the long run can become a headache, especially if you can't organize yourself well and end up having to delay the payment of some installment. On average, for simple financing, the annual interest rate is around 20.2%, according to data available from the CET.

 Late payment of installments

 With late payment of installments, interest is charged for each day the debt has not been paid, after maturity. The amount of this interest varies a lot from one institution to another, however, this only makes it difficult to pay your installment and can generate.

 So what am I supposed to do?

 The best solution for those who dream of having their own home and vehicle is to make a consortium or, in the long term, organize them financially so that you can acquire your goods without stress and worry-free nights. Having good financial health seems difficult, but if well applied, they bring you very pleasant achievements.

 

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Why have a consultant in your company?

 Financial advisors organize processes and analyze business issues related to the company's financial transactions. It also evaluates indicators and explains cash flow information. From there, you must evaluate the company's investments and applications to define its future. In other words, financial advisors are advisors who assist the company in financial matters.

Without proper financial control, companies may not have an accurate understanding of cash flow and possible overspending, which can lead them into a severe crisis and therefore have to close their doors. However, many entrepreneurs who have a better understanding of their own market sectors, especially products or services, do not have the ability to fully control the company's finances. This is the importance of financial advisors in the organization.

John Labunski - Tax Deferral Specialist - Estate Planning Team

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DENA LABUNSKI vs. JOHN LABUNSKI

John Labunski of Plano, Texas, is dedicated to helping his clients achieve all of their financial dreams to ensure a successful retirement.

 

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